大学生客观家庭经济地位对其风险偏好的影响：一个有调节的中介模型
The Impact of University Students’ Subjective Family Economic Status on Risk Preference: A Moderated Mediation Model
摘要: 本研究聚焦大学生群体的风险决策行为，以客观家庭经济地位为自变量，风险偏好为因变量，并检验主观社会地位的中介作用，和社会比较倾向对中介作用的调节作用，从而进一步探讨大学生客观家庭经济地位对其风险偏好水平的影响及作用机制。研究采用问卷调查的方法，使用客观家庭社会经济地位量表、大学生主观社会地位、社会比较倾向问卷和汉语简版感觉寻求量表，在江苏省(苏州地区)取样(N = 313)，其中被试性别男98人(31.30%)，女215人(68.69%)，年龄范围为18~33岁(MD = 21.07, SD = 1.89)。研究结果表明：(1) 大学生客观家庭经济地位(SES)及其三个维度对大学生风险偏好水平均存在显著的正向预测作用；客观家庭SES及其各个维度对其主观社会地位(SSS)均存在显著的正向预测作用；(2) 大学生SSS对其风险偏好水平存在显著的正向预测作用；(3) 大学生社会比较倾向对其SSS和风险偏好水平均存在显著的正向预测作用；(4) 大学生SSS在大学生客观家庭SES和风险偏好水平之间起显著的中介作用，社会比较倾向调节SSS的中介作用。
Abstract: This study focuses on the risk decision-making behavior of university students, with objective family economic status as the independent variable and risk preference as the dependent variable. It examines the effects of objective family economic status (SES) on the level of risk preference among college students. Specifically, this study tests the mechanisms of whether subjective social status (SSS) mediates the effects of objective family economic status on the level of risk preference and the moderating role of social comparison tendency. In this study, the objective family socioeconomic status scale, college students’ subjective social status, social comparison tendency questionnaire, and Chinese Sensation Seeking Scale were used to sample 98 males (31.30%) and 215 females (68.69%) in Jiangsu Province (Suzhou area). The age range was 18~33 years (MD = 21.07, SD = 1.89). The results show that objective family economic status and its three dimensions have significant positive effects on college students’ risk preference level and subjective social status (SSS). In addition, college students’ SSS has a significant positive effect on their risk preference level, and college students’ social comparison tendency has a significant positive predictive effect on their SSS and their risk preference level. College students’ social comparison tendency positively predicts their SSS and their risk preference level. Finally, college students’ SSS mediates the effects of college students’ objective family SES on risk preference level, and such an effect was moderated by their social comparison.
文章引用：张城 (2024). 大学生客观家庭经济地位对其风险偏好的影响：一个有调节的中介模型. 心理学进展, 14(11), 77-85. https://doi.org/10.12677/ap.2024.1411767

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